bunq for Watch 25.7.0

The mobile banking service offers a modern approach to managing finances, streamlining the essential tasks of spending, saving, budgeting, and investing while also providing measures to offset carbon footprints. Users can sign up within minutes and begin a free 30-day trial.

Below is a review of the various plans available:

• EASY CARD - Free
  • International credit card issued in under 5 minutes.
  • Instant use with Apple Pay/Google Pay.
  • AutoAccept functionality for payment requests.
  • Daily prize opportunities via the Wheel of Fortune.
  • Access to Finn, your personal assistant.
  • Parent Access option for minor accounts.
  • Easily set Savings Goals.
  • Use Places for recommendations from acquaintances.
  • Receive practical travel tips through the Travel Assistant.
  • Tree planted for every €1,000 spent using the bunq card.
  • 24/7 online support with biometric ID and deposit protection.
• EASY SAVINGS - Free
  • High interest on savings with no fees.
  • Interest rates vary by country:
    • Germany: 4.01%*
    • The Netherlands, Ireland, and Spain: 2.46%
    • Rest of Europe: 1.56%
  • Includes all benefits of Easy Card, plus:
  • Interest paid weekly.
  • 2 monthly withdrawals included.
  • No minimum deposit required.
  • Add external accounts for comprehensive financial oversight (available for NL+DE+FR users).
• EASY BANK - €3.99/month
  • A complete bank account setup in approximately 5 minutes.
  • Includes all Easy Savings benefits, plus:
  • Cash withdrawals and deposits at participating stores.
  • Instant payment processing for incoming and outgoing amounts.
  • Scheduling capabilities for bills and expenses.
  • Name customization feature through True Name.
  • Refund Request option for unsatisfactory purchases or services.
  • Joint Account and Joint Savings Account available.
  • Total control with Shared Access and Dual PIN options.
  • Localized IBAN based on user location (NL, DE, ES, FR or IE).
  • Enhanced card security against unexpected charges powered by AI technology.
  • Insights into CO2 footprint management by category.
• EASY BANK PRO - €9.99/month
  • A well-rounded banking experience ideal for budgeting needs.
  • All Easy Bank features encapsulated, plus:
  • Expense tracking via Invoice Scanning functionality.
  • Automatic account selection for payments through AutoSelect feature.
  • Create up to 25 bank accounts for organized budgeting.
  • Monthly spending reports with comparisons over time.
  • A suite of Smart Automations to optimize saving and spending habits.
  • Makes transactions in 22 different currencies effortlessly.
  • Earning interest of 3.71% on USD and GBP holdings.
  • < li/>Multiple localized IBANs available (NL, DE, ES, FR & IE).</ li >
  • Easy Investments integration for automatic investing decisions. </ li >
  • No overseas transaction fees. </ li > </ ul > </ li >
  • EASY BANK PRO XL - €18.99/month</ li >
    • An enhanced banking option that includes comprehensive budgeting and travel perks. </ li >
      • All Easy Bank Pro features available, including:</ li >
      • Worldwide travel insurance included seamlessly. </ li >
      • Cashback opportunities: 2% on public transport, 1% at restaurants and bars. </ li >
      • Investment choices tailored by user preferences. </ li >
      • Encourage eco-friendliness by inviting friends to create a Green Team; earn more trees and cashback. </ li >
      • One tree planted per €100 spent on card transactions. </ li > </ ul > </ li >
      • Additional offerings are available for business users, incorporating features such as real-time bookkeeping and an array of tools designed for seamless business finance management. </ li >

        Your security is prioritized with two-factor authentication, Face & TouchID access, and full control over cards within the application. Deposits are insured up to €100,000 through the Dutch Deposit Guarantee Scheme (DGS), ensuring rigorous standards akin to traditional banking institutions. It is important to note that investments within the bunq app are managed by Birdee and carry inherent risks; users may experience both gains and losses. Interest rates mentioned apply initially and will adjust thereafter as specified.*</ p >

        bunq operates under the oversight of the Dutch Central Bank (DNB), with an office located in New York City at 401 Park Ave S. New York, NY 10016, USA. </ p >